Guides / Dental and vision
Dental and vision, in brief.
These plans sit next to a medical plan. They do not replace one. Waiting periods and annual maximums are in the brochure, not on this page as a promise.
What do dental and vision plans cover?
Dental plans often cover a cleaning sooner than major work, and they cap what they pay in a year. A vision plan often includes an exam and an allowance for glasses or contacts.
Dental
Many dental plans cover a cleaning sooner than they cover major work. Crowns and similar services often have a waiting period. The length is in the brochure. This page does not state a number of months.
An annual maximum is the most the plan pays in a year. After that, you pay the rest until the next plan year.
Before you buy, ask the dentist what a visit costs if you pay the office directly. Put that figure next to what the brochure says the plan pays. This page stops there.
Vision
A vision plan often includes an eye exam and an allowance for glasses or contacts. How often, and for how much, is in the brochure.
A vision plan is not medical coverage for an eye disease. That question belongs on the medical plan, or on a call with Seth.
Want dental or vision included when Seth prepares options? Say so on the call. Do not send medical details through this website.
Related: fixed indemnity, private PPO, and common questions.
Dental plan name and brochure
Vision plan name and brochure
Questions about your own coverage go to Seth. This page cannot answer them.