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UnitedHealthOne plans, with a call first.
UnitedHealthOne plans are private health plans for people comparing coverage on their own, including many self-employed households.
The plans are underwritten by Golden Rule Insurance Company. Plan types vary, and some provide limited benefits only.
These are private plans, not Marketplace plans, so you apply directly and the carrier reviews your health history.
Who it fits, and who should look elsewhere.
UnitedHealthOne is worth a look if
- You want to see plan prices before or after a call.
- You are self-employed, between jobs, or without employer coverage.
- You can answer health questions.
- You are comparing a short-term plan or another underwritten UnitedHealthOne plan.
Look at something else if
- You need a Marketplace plan that has to accept you.
- You are counting on an income-based premium tax credit.
- You are on Medicare.
- You assume every plan is major medical. Some pay limited benefits only.
- You need a group health quote. That quote comes from contacting Seth directly.
A group health quote, including a large group, comes from contacting Seth directly. Book a call or use the contact form. There is no online quote link for group coverage. See plan prices is for UnitedHealthOne individual plans only.
Related reading is on the short-term guide and the private PPO guide. Another private major medical option is LifeX.
The same UnitedHealthOne price form as the health page.
A short form, then the carrier quote page. This is the secondary path. Book a call if you would rather walk through the prices with Seth.
Common questions
What are UnitedHealthOne plans?
UnitedHealthOne plans are private health plans underwritten by Golden Rule Insurance Company. They are not ACA Marketplace plans, they are not minimum essential coverage, and some provide limited benefits only.
Who decides if I qualify?
Golden Rule Insurance Company decides. It can accept you, offer a higher rate, or decline you. A price on the quote page is not an approval.
How do I see prices?
Use See plan prices on this page. The form continues to the carrier quote page. You can book a call instead and go through the prices with Seth.
Are these plans available in every state?
No. Not every UnitedHealthOne product is available in every state. TriTerm Medical is short-term, limited-duration coverage and is available in select states.
Is the price form a group quote?
No. The form is for UnitedHealthOne individual plan prices. A group health quote, including a large group, comes from contacting Seth directly. Book a call or use the contact form.
Should I keep a Marketplace plan?
Sometimes yes. If you get a meaningful premium tax credit, or you need a plan that cannot decline you for health, a Marketplace plan can still be the right fit.
UnitedHealthOne plans are underwritten by Golden Rule Insurance Company. TriTerm Medical is short term, limited duration insurance and is available in select states. These plans are not ACA marketplace plans, are not minimum essential coverage, and some provide limited benefits only. Underwritten plans can decline an applicant. Review the carrier plan documents before you apply. Insurance products are offered through Seth Brand Insurance LLC.